UMB Financial Corporation and Aimia, Inc., Privacy Policy
FACTS
WHAT DOES UMB FINANCIAL CORP. AND AIMIA, INC., DO WITH YOUR PERSONAL INFORMATION?
 
Why?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
 
What?
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
  • Social Security Number and Birthdate
  • Name, Address, Email Address and Phone Number
  • Account Balances and Transaction History
When you are no longer a customer we will continue to share your information as described in this notice.
 
How?
All financial companies need to share cardholders’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons UMB and Aimia choose to share; and whether you can limit this sharing.
 
Reasons we can share your personal information

Does UMB and
Aimia share?

Can you limit
this sharing?

For our everyday business purposes—
such as to process your transactions with our service providers, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

Yes

No

For our marketing purposes—
to offer our products and services to you

No

We don’t Share

For joint marketing with other financial companies

No

We don’t Share

For our affiliates’ everyday business purposes— information about your transactions and experiences

No

We don’t Share

For our affiliates’ everyday business purposes— information about your creditworthiness

No

We don’t Share

For our affiliates to market to you

No

We don’t Share

For non-affiliates to market to you

No

We don’t Share

 
Questions?
Call 1-800-242-3725
 
Who we are
Who is providing this notice?
UMB Financial Corporation and Aimia which have adopted this Privacy Policy Statement pertaining exclusively to all Aimia Prepaid Card Programs.

 
What we do
How do UMB and Aimia protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How do UMB and Aimia collect my personal information?
We collect your personal information, for example, when you
  • Activate your card
  • Contact Customer Service
  • Visit the Cardholder Website
State laws and individual companies may give you additional rights to limit sharing.
Why can’t I limit all sharing?
Federal law gives you the right to limit only
  • Sharing for affiliates’ everyday business purposes —information about your creditworthiness
  • Affiliates from using your information to market to you
  • Sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
 
Definitions
Affiliates
Companies related by common ownership or control. They can be financial and nonfinancial companies.
  • UMB and Aimia do not share with affiliates so they can market to you
Nonaffiliates
Companies not related by common ownership or control. They can be financial and nonfinancial companies.
  • UMB and Aimia do not share with affiliates so they can market to you
Joint marketing
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
  • UMB and Aimia do not share with affiliates so they can market to you
 
Other important information
You may have other privacy protection under applicable state laws.  To the extent these state laws apply, we will comply with them.